Most private employer’s retirement and fringe benefit plans are subject to the minimum standards provided by ERISA. These standards generally require plans to provide participants with certain basic information about the plan’s features and funding; specify certain fiduciary responsibilities; mandate grievance and appeals processes for plan participants; and allow participants to sue for benefits or breach of fiduciary duties.
Generally, participants have a cause of action when they are improperly denied accrued benefits or an employer intentionally interferes with a participant’s benefits. Such improper conduct may include retaliating against a participant or beneficiary for exercising any right under the provisions of the benefit plan or taking action to intentionally prevent the participant from obtaining a benefit under the plan.
Contact our employee benefits attorney if you believe that your rights as protected by ERISA have been violated.